Every creator. Every rail. One record.
Bank, Paxum, wallets, platform payouts, chatter pay and traffic — for every entity you run. Rules you set once. A controller signs the month. Replaces the spreadsheets and the tools around them.
From signed to your first closed month in 8 weeks.
NATIVO is the system of record, not a layer on top of your spreadsheets.
It replaces the payout sheet, the split calculator and the monthly rebuild, and connects to what you keep. Here is what happens between signing and your first close.
Move in.
Your last six months — every bank, wallet and platform export — rebooked onto one record, per entity, tied to the statements.
Connect.
Mercury, Wise, Metro, Paxum, your USDT wallets, Infloww and Hubstaff. The record reads them as they are; nothing changes in how you pay people.
Rule.
Who is paid what, on which terms, from which rail — written once, in plain words. Below a threshold the record posts by rule; above it, you answer in the app.
Close & report.
Books per entity and group signed by business day 5. Per-creator P&L after chatters and traffic. Every payout with its hash, payee and dollar value on the day.
Replace the spreadsheets. Lose the tracker.
The spreadsheet breaks at the second rail. The agency tool shows revenue and stops. NATIVO replaces both and connects to the rest.
- The payout spreadsheet and the split calculator
- The tracker as the source of truth
- The monthly rebuild for the accountant
- "Management accounts" nobody signs
- One record: money, payouts, creators, team
- Per-creator P&L after pooled costs
- Every USDT payout with hash, payee, value on the day
- Books closed and signed by BD 5
- Banks and cards: Mercury, Wise, Metro, Revolut
- Paxum, Cosmo and your wallets (TRC20, ERC20)
- Infloww and Hubstaff
- Your accountant's Xero, as a generated import
"What did Nova make in August — after her fee, her chatters and the traffic we bought her?"
One click, not a week of spreadsheets. Chatter pay spread by hours chatted, traffic by the tracker's attribution, the deal terms in force that month. The same dollars appear once, on the creator they served.
| Trailing 7 days | Nova Fixed fee | Jade Commission | Cleo Fixed fee |
|---|---|---|---|
| Turnover | 30,936 | 10,998 | 2,098 |
| Traffic | (8,956) | (5,508) | (1,891) |
| Creator fee | (1,800) | 0 | (700) |
| Chat team | (2,269) | (1,583) | (518) |
| Contribution | 17,911 | 3,906 | −1,011 |
Sample figures on a real agency structure. Cleo loses money on $1,891 of traffic; the page says so on Monday, not at year end.
One record. Nine pages. A controller who signs.
The record
Every fact the agency produces — money on any rail, what each creator sold, who was paid — captured as the source gave it, resolved to your directory, booked by your rules. It ties to the cent or it doesn't ship.
The pages
Snapshot · Needs you · Cash · Payouts · Books · Creators · Team · Directory · Checks. Your deputy answers the queue there; you see what needs a director and nothing else.
The controller
A named person reads the checks and signs the month, every month. For the first three months that is us. Then your deputy runs it and we keep the signature.
Two entities, five rails, a wallet, forty chatters in six countries. That is the normal case.
Multi-entity
A UK Ltd and a US LLC, each in its own currency, consolidated to the cent. The transfer between them booked once, on both sides.
Crypto payouts
USDT on TRC20 and ERC20 read like a bank: hash, payee by name, dollar value on the day, network fee under the same answer. The file an inspector accepts.
Paid by the terms
Creator fees, shares and chatter pay calculated from the terms on file, against what went out. Every difference named, never absorbed.
Your accountant stays
On the standard they file under — PGC, UK or US GAAP. They receive the import; they never rebuild. You keep the system and the data.
"Do we have to change how we pay people or move money?"
No. The record is built around your rails as they are — Mercury, Paxum, the wallet, all of it. Nothing changes for your team except where they drop the exports.
"Who does the work each month?"
During Run, we do: Daily Pulse, monthly close, checks report, the signature. On Platform, your deputy answers the queue and we read and sign the month.
"What happens to our history?"
The last six months are rebooked at transaction level in the Build and tied to the statements. Earlier years on request.
"What if we stop?"
You keep the system and the record — it sits on a server you control. Export is complete and in open formats.
"Why not a $121-a-month tool?"
Those tools sell you a screen for what you type in. NATIVO is built around how your money actually moves, lives on your server, and comes with a named person who signs the month. The Build is the cost of the tailoring and the tie-out; the running cost is what it takes to keep it honest.
Start with a Diagnostic. Two weeks, your real exports, a signed statement of what ties and what doesn't.
€6,000 — €7,500 with a crypto rail — credited in full against the Build. One form, one call with Rafael, no trial, no signup.